Retirement planning is ultimately ensuring you are able to enjoy the lifestyle you want when you retire and involves planning over many years both before you finish work and also many years after.
Pensions are a huge part of financial planning and you may well have collected a number of different pension plans though the years.
We will advise you on and review the various plans you may already have and also the best place to accumulate your retirement fund. When you are ready to start taking the benefits of your fund, we will help you manage your income and capital requirements in retirement.
Pensions can be complicated but they are an extremely valuable tool for financial planning and we will guide you along your journey to retirement to make sure you are in the best position to enjoy your life after work.
A pension is a long term investment. The fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
The tax treatment is dependent on individual circumstances and may be subject to change in the future.
